Emem Group has partnered with the City of Milwaukee to offer New, Affordable Homes created exclusively for the Josey Heights and Walnut Circle Subdivisions.  Build your NEW home today in one of the City’s premier subdivisions located within Minutes of Downtown!


This is a market rate for-sale housing development. The lots are $1 and the city is offering a $30,000 forgivable mortgage to the first 10 buyers. There are no income restrictions on the subsidy but it does require a 7-year occupancy period. There are a total of 62 lots available and they are being reserved on a first-come first-served basis. 

Site Proximity Map

Now Offering $1 Lots + $30,000 Forgivable Loans for first 10 buyers only!

Home Plans

The Rosa

TWO-STORY │1,724 SQ. FT.


2.5 BATH


BASE PRICE: $254,900 


  • Large covered front porch

  • First floor laundry room

  • Open concept first floor

  • Vaulted ceilings in master bedroom

  • Kitchen island with snack bar

  • En suite master bathroom with tile shower

  • Mud room at rear entry

  • Walk-in-closets in all bedrooms


The Malcolm

The Malcolm

TWO-STORY │1,975 SQ. FT.




BASE PRICE: $265,500


  • Large covered front porch

  • First floor laundry

  • Open concept first floor

  • Mud room at rear entry

  • First floor bedroom and full bath

  • Walk-in-closet in master bedroom

  • Kitchen island with snack bar

  • En suite master bathroom with tile shower

The Martin

TWO-STORY │2,032 SQ. FT.


2.5 BATH


BASE PRICE: $284,900 


  • Covered front porch w/ package drop

  • Dual walk-in-closets in master bedroom

  • First floor office

  • Forst floor master w/ bar niche

  • Open concept design

  • First floor laundry and mud room

  • Second floor loft

  • En suite master bathroom with soaker tub

The Process

Step 1.

View the model home brochures. Please note that the prices shown are starting prices and may change depending on your final selections, design changes, etc. Home plans are customizable and if none of the three home plans meet your needs then we can design a completely custom home to your liking. Call us if you have questions regarding custom designs.

Step 2.

Determine if you qualify for a home loan. Below is a high level summary of the underwriting criteria required for you to likely pre-qualify for a $220k+ home loan. First time home buyers may be eligible for additional incentives such as an FHA loan and/or down payment assistance. Speak wit your financial institution. 


Disclaimer: Every bank has their own specific underwriting criteria and this list may not include all of those requirements. Please contact the lenders below for additional questions. 

1.    Combined gross annual income of at least $80,000 - 90,000 for affordability
2.    Minimum 620 FICO credit score 
3.    No bankruptcies in last 7 years
4.    Current employment verification required (typically 30 - 60 days)
5.    Maximum DTI (debt to income) ratio of 41% (monthly debt payments divided by gross monthly income)
6.    3-5% down payment 


Step 3.

Obtain a pre-approval. The City of Milwaukee requires this before they will accept an offer to purchase on any of the lots. You may obtain a pre-approval from any financial institution but we suggest speaking with one of the partner lenders listed below.

Brenda Brown
CRA Loan Officer
Office: 414-352-8713
Email: Brenda.Brown@greatmidwestbank.com

Gary White
Community Development Manager, Sr. Loan Officer
Office: 414-235-5107
Email: gwhite@pyramaxbank.com

Eduardo Herrera-Mier
VP, CRA Residential Loan Manager
Office: 414-283-2587
Email: eduardo.herreramier@associatedbank.com


Step 4.

Schedule a meeting with our team.  We will review the base model pricing, discuss plan changes and upgrades and also work to finalize the construction budget specific to your home. Our team will also give you a detailed overview of the home building process and address any questions you may have.


Step 5.

Submit your offer to purchase. Below is the city representative managing the offer to purchase process.


Yves LaPierre, AICP

Real Estate Project Manager

Department of City Development, Redevelopment Authority

Office: 414-286-5762

Email: Yves.LaPierre@milwaukee.gov

Step 6.

After the offer to purchase is accepted, we will enter into a construction contract with you to build your new home. Drawings and the site surveys would then be submitted to the city for plan review which typically takes 3-4 weeks for approval. During this time, your lender will be working on closing the loan. They would also order the appraisal which also takes approx. 3-4 weeks (can be concurrent with plan exam or post-closing depending on your situation). Once closing happens, permits will be obtained and work will be scheduled. Construction typically takes 5-6 months from start to finish, depending on house size and seasonal weather. 

315 W Court Street

Suite 200

Milwaukee, WI 53212


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